Real estate appraisal services for homeowners in the city of Seven Valleys and York County

Check out the top reasons PA homeowners call on Lauer & Gable (717) 235-3009:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To cut their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in PA by determining the true market value of real estate in question

Own a house in or near Seven Valleys, PA and need help determining the value of it?
Contact Lauer & Gable (717) 235-3009.

We at Lauer & Gable (717) 235-3009 understand the individual needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Lauer & Gable (717) 235-3009 will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenging York county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. A professional appraisal from Lauer & Gable (717) 235-3009 is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Lauer & Gable (717) 235-3009 can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have an expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Lauer & Gable (717) 235-3009 can help you with that. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.