![]() Need an appraisal for an FHA-backed mortgage? Call Lauer & Gable (717) 235-3009We confidently state that Lauer & Gable (717) 235-3009 is an FHA-certified appraisal practice in PA. We are certified and approved to do appraisal reports for FHA secured financial transactions. Part of the ongoing training our staff at Lauer & Gable (717) 235-3009 completes deals exclusively with comprehending the FHA's documentation and their rules and procedures. Be sure to contact Lauer & Gable (717) 235-3009 if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is underwritten by them. None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. Available to all purchasers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly helpful to those buyers with less accumulated starting capital. |